:root{--ink:#0d3035;--ink2:#153e43;--teal:#07837d;--teal2:#0aa59c;--mint:#e3f4ef;--lime:#d9ef73;--paper:#f7f8f4;--white:#fff;--muted:#60767a;--line:#d8e2df;--max:1200px;--shadow:0 18px 55px rgba(13,48,53,.10)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--paper);line-height:1.6}a{color:inherit;text-decoration:none}img{max-width:100%}.wrap{width:min(var(--max),calc(100% - 40px));margin:auto}.top{background:var(--ink);color:#dce9e7;font-size:12px;letter-spacing:.4px;padding:8px 0}.top .wrap{display:flex;justify-content:space-between;gap:20px}.nav{position:sticky;top:0;z-index:40;background:rgba(247,248,244,.96);backdrop-filter:blur(14px);border-bottom:1px solid 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#34575a;border-radius:22px;overflow:hidden}.phase{background:#12383d;padding:29px;min-height:310px}.phase b{font-size:12px;color:var(--lime)}.phase h3{font-size:24px;line-height:1.1}.phase ul{padding-left:18px;color:#c8d8d6}.split{display:grid;grid-template-columns:1fr 1fr;gap:26px;align-items:stretch}.panel{background:#fff;border:1px solid var(--line);border-radius:24px;padding:34px}.steps{display:grid;gap:10px;margin-top:22px}.step{display:flex;gap:14px;align-items:center;padding:13px;border-radius:14px;background:#eef5f2}.dot{width:34px;height:34px;flex:0 0 34px;display:grid;place-items:center;border-radius:50%;background:var(--teal);color:#fff;font-weight:950}.quote{font-size:29px;line-height:1.18;letter-spacing:-1px}.check{list-style:none;padding:0;margin:20px 0}.check li{padding:8px 0 8px 30px;position:relative}.check li:before{content:'✓';position:absolute;left:0;color:var(--teal);font-weight:950}.breadcrumb{font-size:12px;color:var(--muted);padding-top:20px}.breadcrumb a{color:var(--teal)}.band{background:var(--mint);border-top:1px solid #cde3dd;border-bottom:1px solid #cde3dd}.faq{max-width:900px}.faq details{background:#fff;border:1px solid var(--line);border-radius:16px;padding:19px 22px;margin:10px 0}.faq summary{font-weight:850;cursor:pointer}.faq p{color:var(--muted)}.cta{background:var(--lime);border-radius:30px;padding:50px;display:grid;grid-template-columns:1.35fr .65fr;gap:30px;align-items:center}.cta h2{font-size:46px;margin:0 0 14px}.form{display:grid;grid-template-columns:1fr 1fr;gap:14px}.form .full{grid-column:1/-1}.form label{font-size:12px;font-weight:850;display:block;margin-bottom:5px}.form input,.form textarea,.form select{width:100%;padding:14px;border:1px solid #c9d8d5;border-radius:12px;background:#fff;font:inherit}.form textarea{min-height:130px}.notice{font-size:12px;color:var(--muted)}.project{display:flex;flex-direction:column;justify-content:end;min-height:290px;background:linear-gradient(145deg,#dcefea,#fff);border:1px 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/* Editorial */ .insights{padding:70px 0}.insight-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.insight-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:30px;box-shadow:var(--shadow)}.insight-card h2{font-size:1.45rem;line-height:1.3}.readlink{font-weight:750;color:var(--teal)}.article-layout{max-width:820px;padding:55px 0 85px}.article-layout section{margin:30px 0}.article-layout h2{font-size:1.7rem;line-height:1.3}.article-intro{font-size:1.2rem}.article-cta{padding:30px;background:var(--mint);border-radius:20px;margin:45px 0}.article-cta .actions{display:flex;gap:12px;flex-wrap:wrap}@media(max-width:850px){.insight-grid{grid-template-columns:1fr}}